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Apps and online care

Mental health care online that takes insurance

Online therapy and psychiatry that bill health insurance, so you may pay a copay instead of the full price.

65 options. Most recent review October 27, 2026. Information, not medical advice.

options
65options
take insurance
65take insurance
free or free to start
1free or free to start
with a real person
60with a real person
you use on your own
5you use on your own
typical listed price a month (9 list one)
$175typical listed price a month (9 list one)

Which one is right for you?

Pick what you want it to do. We'll show what each option is best at.

What each is best at

  • Best-studiedStrong research support

    Meru Health

    Learn a program

    You get a 12-week program on your phone: weekly lessons and practices, a biofeedback breathing device, and a licensed therapist you can message and meet by video.

    Copay with insurance or free through some employers; self-pay price not published

    Research
    Strong research support
    Privacy
    Privacy grade CC
    Cost
    InsuranceIns.
    With
    A licensed therapistTherapist
  • Best freeFree to start · Early research

    Manatee

    Teens, kids and families

    You start with a free 20-minute consult, then your child and family meet a licensed therapist or parent coach by video, usually weekly over a 6-week plan.

    Therapy only in the US states where Manatee's clinicians are licensed; the app itself is free to download.

    Free app and free 20-minute consult; therapy copay with insurance (self-pay rate not verified)

    Research
    Early research
    Privacy
    Privacy grade CC
    Cost
    InsuranceIns.
    With
    A licensed therapistTherapist
  • Most privatePrivacy grade A

    AppliedVR RelieVRx

    Meditate and unwind

    RelieVRx is a VR headset program your clinician can prescribe for chronic low back pain.

    Covered by insurance (Medicare, VA, some private plans) with a prescription; self-pay price not published

    Research
    Strong research support
    Privacy
    Privacy grade AA
    Cost
    InsuranceIns.
    With
    You, on your ownYou
  • Most used741K ratings on the App Store

    Teladoc Health

    Medication for mood and anxiety

    Teladoc Health connects you with a licensed therapist or psychiatrist by video or phone, scheduled through its app or website.

    Copay with employer or insurance benefit; $95/session therapy self-pay

    Research
    Early research
    Privacy
    Privacy grade CC
    Cost
    InsuranceIns.
    With
    A licensed therapistTherapist

Each pick wins on one fact from its record (research, price, privacy grade, published store ratings). Not a score, and never paid placement.

Every option, narrowed your way

65 options

  • Meru Health

    Learn a program · Copay with insurance or free through some employers; self-pay price not published

  • EndeavorRx

    Teens, kids and families · Copay with insurance; about $592 cash per prescription (pharmacy list price)

  • Sleepio (SleepioRx)

    Learn a program · Free through your employer or plan; SleepioRx by prescription (Medicare coinsurance applies)

  • Daylight (DaylightRx)

    Learn a program · Free through some employers; copay with insurance or Medicare by prescription

  • AppliedVR RelieVRx

    Meditate and unwind · Covered by insurance (Medicare, VA, some private plans) with a prescription; self-pay price not published

  • Big Health (Sleepio, Daylight)

    Learn a program · Free through some employers; copay with insurance or Medicare by prescription

  • Brightside Health

    Medication for mood and anxiety · Copay with insurance; $95/month psychiatry or $299/month therapy self-pay

  • Equip

    Specialist care · Copay with insurance; self-pay by estimate (price not published)

  • Teladoc Health

    Medication for mood and anxiety · Copay with employer or insurance benefit; $95/session therapy self-pay

  • Doctor On Demand

    Medication for mood and anxiety · Copay with insurance (often $0); $134/session therapy or $299 first psychiatry visit self-pay

  • MDLIVE

    Teens, kids and families · Copay with insurance; $179 first therapy visit then $140/session before insurance

  • Amwell

    Medication for mood and anxiety · Copay with insurance; about $109–$142/session therapy or $292 first psychiatry visit self-pay

  • Talkspace Psychiatry

    Medication for mood and anxiety · Copay with insurance; $299 first visit, then $175/visit self-pay

  • Circle Medical

    With your primary care · Copay with insurance; $120/visit self-pay ($179 first ADHD visit)

  • Carbon Health Virtual Care

    With your primary care · Copay with insurance; $149/session self-pay for new-patient virtual therapy (California)

Looking for something else?

Browse everything

Every option here, A–Z (65)

How this works: every shelf, count and filter comes from facts on each app’s record (what it’s for, the kind of help, how you pay, the listed price). We don’t diagnose or score you, and what you save stays on this device. If a link ever earns us something, or a spot is sponsored, it’s labelled, and it never changes which apps appear or their order.