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Therapy platform · With licensed clinicians

Alma

Search a directory of therapists who take your insurance, book a free consultation, and pay your copay per session.

You search Alma's directory by insurance, state and specialty, book a free consultation with a therapist, and then meet by video or in person. If the therapist is in network with your plan, you pay your copay or coinsurance; otherwise you pay the therapist's own rate, which Alma says usually falls between $130 and $380 a session, and some offer a sliding scale. Alma mainly works with commercial plans, not Medicaid.

  • From Copay with insurance; therapist's own rate self-pay (Alma says usually $130–$380/session)
  • Insurance accepted
  • Web
  • HIPAA compliant
  • Privacy C

Reviewed by HeyPsych Board · 2026-10-26

Save it to compare later. Stays on this device.

What you get

A licensed therapist

Best for people with commercial insurance (Aetna, Cigna, UnitedHealthcare, some Blue Cross plans) who want therapy for their copay

What it costs

From Copay with insurance; therapist's own rate self-pay (Alma says usually $130–$380/session)

$130–$380 a session

How you start

Check your insurance is accepted, then book

Web

Know first

Not for a crisis. Call or text 988 any time.

Is it right for you?

Both sides, from our review. Tap what describes you.

A good fit if

Look elsewhere if

Tap anything that describes you.

What it's for

  • Finding an in-network therapist
  • Free consultation before booking
  • Video or in-person therapy billed to insurance
  • Out-of-network therapy with a sliding-scale option

Conditions it can help with

What it costs

Covered by insurance

From Copay with insurance; therapist's own rate self-pay (Alma says usually $130–$380/session)

Insurance may cover it

Over a year

$130–$380 a session

Weekly sessions would come to about $6,760–$19,760 a year

Worked out from the listed price. Check the vendor for today’s price.

How you start: Check your insurance is accepted, then book

No fee to clients; therapists pay Alma a membership. In network you pay your plan's copay or coinsurance. Each therapist sets their own self-pay rate; many offer a sliding scale, and supervised interns may charge less. Free initial consultation. Cost estimator available for some insurers.

Privacy, evidence & safety

Privacy

C

Our privacy grade, from the facts below

Sells data or shares it for ads
Yes
You can have your data deleted
Yes
Health data protected by HIPAA
Yes
Data stays on your device
No
Account needed
Yes
Regulatory action (last 5 years)
None found

Research

Early research

How we rate research

Trade-offs

  • No mobile app available

What we couldn't verify

  • Clinical evidence is limited or still emerging

Privacy notice says Alma participates in advertising networks that track your activity across sites, and its cookie banner offers an opt-out of 'sale'; you can request deletion of data it collected (health records via your provider); Alma is a HIPAA business associate for health records.

Privacy policy read 2026-10-26 · How we grade privacy

Alma is not for a crisis. If you are thinking about suicide or in danger, call or text 988 any time.

Alternatives & comparisons

Side by side

The full guide

Everything we know about Alma, chapter by chapter.

3 chapters · about 3 min to read it all. Open any one.

About it

Questions

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