Psychiatrists in private practice; Forensic psychiatrists needing expert witness coverage; Psychiatrists prescribing ketamine or doing ECT
LCSWs, LMFTs, and LPCs seeking affordable coverage; Students and new graduates needing first policy; Solo practitioners wanting simple online enrollment
Mental health counselors and therapists; Psychiatric nurses and NPs; Healthcare professionals wanting established carrier
Licensed psychologists (PsyD, PhD); Psychology doctoral students and interns; Psychologists doing forensic or custody work
Best For
PRMS
Psychiatrists in private practice; Forensic psychiatrists needing expert witness coverage; Psychiatrists prescribing ketamine or doing ECT
CPH & Associates
LCSWs, LMFTs, and LPCs seeking affordable coverage; Students and new graduates needing first policy; Solo practitioners wanting simple online enrollment
HPSO
Mental health counselors and therapists; Psychiatric nurses and NPs; Healthcare professionals wanting established carrier
APA members receive preferred rates. Premiums vary by state, procedure mix (ECT, ketamine), forensic work, and coverage limits. Psychiatrist premiums are generally higher than non-prescriber mental health professionals due to medication liability.
Pricing varies by profession, state, coverage limits, and claims history. Online quotes available instantly. Most therapists pay $200-400/year for standard coverage.
Premiums vary by profession, hours worked, coverage limits, and state. Online quotes available. Mental health professionals typically pay $200-500/year.
APA members receive preferred rates. Premiums vary by state, coverage limits, practice focus (forensic work costs more), and hours worked. Online quotes available.
Pricing Details
PRMS
APA members receive preferred rates. Premiums vary by state, procedure mix (ECT, ketamine), forensic work, and coverage limits. Psychiatrist premiums are generally higher than non-prescriber mental health professionals due to medication liability.
CPH & Associates
Pricing varies by profession, state, coverage limits, and claims history. Online quotes available instantly. Most therapists pay $200-400/year for standard coverage.
HPSO
Premiums vary by profession, hours worked, coverage limits, and state. Online quotes available. Mental health professionals typically pay $200-500/year.
APA members receive preferred rates. Premiums vary by state, coverage limits, practice focus (forensic work costs more), and hours worked. Online quotes available.
