CPH & Associates
CPH & Associates
Affordable professional liability insurance for mental health professionals starting at $129/year with instant coverage.
About CPH & Associates
CPH & Associates has been providing professional liability insurance to mental health professionals for over 40 years. They specialize in coverage for counselors, therapists, social workers, psychologists, and other behavioral health providers. Policies start at approximately $129/year for students and scale based on coverage limits and profession. Standard coverage options include $1M/$3M and $2M/$4M limits. CPH offers occurrence-based policies (which cover incidents that occur during the policy period regardless of when claims are filed) as well as claims-made options. Coverage includes defense costs outside the limit, license protection, and coverage for telehealth services. The application process is entirely online with instant coverage available. CPH is known for excellent customer service and has an A-rated carrier backing their policies. They also offer free risk management resources and CE courses to policyholders.
Best For
- • LCSWs, LMFTs, and LPCs seeking affordable coverage
- • Students and new graduates needing first policy
- • Solo practitioners wanting simple online enrollment
- • Therapists doing telehealth across state lines
Not Ideal For
- • Large group practices needing entity coverage
- • Physicians or psychiatrists (limited options)
- • Those needing cyber liability add-ons
- • International practitioners outside US
Pricing
$129/year
Compliance & Security
Always verify compliance directly with the vendor.
Target Audience
Roles
Settings
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