Trust Risk Management Services (APA Insurance Trust)

Trust Risk Management Services

APA-endorsed professional liability insurance exclusively for psychologists with 50+ years of specialized coverage.

About Trust Risk Management Services (APA Insurance Trust)

The Trust Risk Management Services, commonly known as the APA Insurance Trust, has been the American Psychological Association's endorsed professional liability insurance program for over 50 years. The Trust provides coverage exclusively to psychologists, including licensed psychologists, psychology doctoral students, and psychology interns. Their policies are specifically designed to address the unique liability exposures psychologists face, including coverage for psychological testing, forensic work, custody evaluations, and telehealth services. The Trust offers occurrence-based policies with limits up to $3M/$3M through their carrier, ACE American Insurance Company. APA members receive preferred rates. The Trust is renowned for their risk management resources specifically tailored to psychology practice, including free ethics consultations, CE courses on liability issues, sample consent forms, and documentation guides. Their Advocate 800 program provides 24/7 access to risk management consultation.

Best For

  • Licensed psychologists (PsyD, PhD)
  • Psychology doctoral students and interns
  • Psychologists doing forensic or custody work
  • APA members seeking endorsed coverage

Not Ideal For

  • Non-psychologist mental health providers
  • LCSWs, LMFTs, or counselors
  • Master's-level practitioners
  • Those seeking lowest premium (focus is comprehensive coverage)

Pricing

~$350/year

Compliance & Security

HIPAANo
BAA AvailableNo
SOC 2Unknown
HITRUSTUnknown

Always verify compliance directly with the vendor.

Target Audience

Roles

Psychologist

Settings

Solo PracticeGroup PracticeHospital / Inpatient

Get Started

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