HPSO
Healthcare Providers Service Organization
Leading professional liability insurance for healthcare providers with 40+ years experience and coverage for 20+ professions.
About HPSO
HPSO (Healthcare Providers Service Organization) has been a leading provider of professional liability insurance for healthcare professionals since 1983. They cover over 20 different healthcare professions including mental health counselors, marriage and family therapists, social workers, psychologists, and psychiatric nurses. HPSO offers both individual and group coverage options with limits up to $3M per occurrence. Policies include coverage for defense costs, license protection, personal liability, and assault coverage. HPSO provides occurrence-based policies through CNA, an A-rated carrier with over 100 years of insurance experience. The online application process provides instant quotes and coverage. HPSO is known for their extensive risk management resources, including free CE courses, legal advice hotlines, and detailed claims data reports that help practitioners understand common liability risks in their profession.
Best For
- • Mental health counselors and therapists
- • Psychiatric nurses and NPs
- • Healthcare professionals wanting established carrier
- • Those wanting extensive risk management resources
Not Ideal For
- • Physicians (separate HPSO medical division)
- • Large health systems needing enterprise coverage
- • Those seeking lowest possible premium
- • International practitioners
Pricing
~$150/year
Compliance & Security
Always verify compliance directly with the vendor.
Target Audience
Roles
Settings
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