It suits adults whose health plan or employer includes AbleTo as a covered benefit; people with mild to moderate depression, anxiety or stress who want a short, structured CBT program; and people living with a medical condition such as heart disease or diabetes who also feel low or anxious. It isn't the right fit for anyone in crisis: call or text 988; people whose health plan does not include AbleTo; and people who need medication or a psychiatric prescriber.

We couldn't grade it yet: its privacy policy doesn't say whether it sells data or shares it for advertising, it doesn't offer deletion, your health information is protected by HIPAA. Checked 2026-10-26.

Is there research behind AbleTo?

AbleTo has limited research: published studies without a control group. 2 studies listed, including Dent L, Peters A, Kerr PL, Mochari-Greenberger H, Pande RL (2018), Psychiatric Services.

Can AbleTo help in a crisis?

No. If you are thinking about suicide or are in danger, call or text 988 in the US, any time, or go to your nearest emergency room.

Apps & tools

Therapy platform · With licensed clinicians

AbleTo

8-week CBT-based therapy and coaching by phone or video, offered as a benefit through some US health plans and employers.

Available with limits.

Only through participating health plans and employers in the US; not sold directly to individuals.

Checked 2026-10-26 · ableto.com

You can use AbleTo only if your health plan or employer covers it; you check your coverage on its site or AbleTo may contact you. You then meet a licensed therapist by phone or video for an 8-week CBT program, with a coach for support between sessions. Most participants pay nothing, but your plan's copay or deductible may apply.

Free or copay through your health plan or employer; no self-pay option published
Insurance accepted
Web
HIPAA compliant

Reviewed by HeyPsych Board · 2026-10-26

Visit AbleTo

Save it to compare later. Stays on this device.

What you get

A licensed therapist

Best for adults whose health plan or employer includes AbleTo as a covered benefit

What it costs

Free or copay through your health plan or employer; no self-pay option published

How you start

Check your insurance is accepted, then book

Web

Know first

Not for a crisis. Call or text 988 any time.

Is it right for you?

Both sides, from our review. Tap what describes you.

A good fit if

Look elsewhere if

Tap anything that describes you.

What it's for

8-week CBT program for depression or anxiety
Stress management
Coping with depression or anxiety alongside a medical condition
Coaching support between therapy sessions

Conditions it can help with

What it costs

Covered by insurance

Free or copay through your health plan or employer; no self-pay option published

Insurance may cover it

How you start: Check your insurance is accepted, then book

AbleTo says it is a fully covered benefit with no cost-share for most participants; copays and deductibles depend on your plan. Rescheduling with less than 24 hours' notice may carry a $45 fee.

Privacy, evidence & safety

Privacy

N/R

Not yet rated

Sells data or shares it for ads: Policy doesn't say
You can have your data deleted: No
Health data protected by HIPAA: Yes
Data stays on your device: No
Account needed: Yes
Regulatory action (last 5 years): None found

Research

Limited research

Dent L, Peters A, Kerr PL, Mochari-Greenberger H, Pande RL (2018). Using Telehealth to Implement Cognitive-Behavioral Therapy. Psychiatric Services. Retrospective uncontrolled before-after
Anton MT, Mochari Greenberger H, Andreopoulos E, Pande RL (2021). Evaluation of a Commercial Mobile Health App for Depression and Anxiety (AbleTo Digital+): Retrospective Cohort Study. JMIR Formative Research. Retrospective cohort, uncontrolled

How we rate research

Trade-offs

No mobile app available

What we couldn't verify

Its privacy policy doesn't say whether it sells data or shares it for advertising
Clinical evidence is limited or still emerging

AbleTo's HIPAA notice of privacy practices covers your treatment records and lets you request amendments, but it does not address sale of data, ad sharing or deletion, and no website privacy policy could be found.

AbleTo is not for a crisis. If you are thinking about suicide or in danger, call or text 988 any time.

AbleTo

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A good fit if

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What it's for

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Privacy, evidence & safety

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Can AbleTo help in a crisis?